Excellent

0% introductory APR on purchases until February 2010
0% introductory APR on transferred balances until February 2010
Credit line up to $20,000
No annual fee
Earn one mile for each purchase dollar spent
Flexible redemption options: redeem for travel, cash back, merchandise, and more
No Hassle Miles:
- No limit on the miles you can earn
- No miles expiration—keep them for the life of your account
- Fly any airline, with no blackout dates or seat restrictions

Intro APR	Intro APR Period	APR	Intro. Annual Fee	Annual Fee	Balance Transfers	Credit Needed	Additional Cards
0%	Until February 2010	9.99%, 14.99%, 17.99%, or 22.99%	n/a	$0	yes	Excellent	n/a

Intro APR	Intro APR Period	APR	Intro. Annual Fee	Annual Fee	Balance Transfers	Credit Needed	Additional Cards
0%	Until February 2010	9.99%, 14.99%, 17.99%, or 22.99%	n/a	$0	yes	Excellent	$0

Intro APR	Intro APR Period	APR	Intro. Annual Fee	Annual Fee	Balance Transfers	Credit Needed	Additional Cards
0%	9 Months	Prime + either 6.99% or 9.99%	n/a	$0	yes	Excellent	0$

No annual fee
0% intro APR on purchases
Redeem your WorldPoints® rewards for gift certificates, merchandise, cash, travel with no blackout dates, car rentals and hotel rewards
Earn 1 point for every $1 in retail purchases

Intro APR	Intro APR Period	APR	Intro. Annual Fee	Annual Fee	Balance Transfers	Credit Needed	Additional Cards
0%	12 Months	Prime + either 6.99% or 9.99%	n/a	$0	yes	Excellent	n/a

Earn 5 ThankYou^® Points for every dollar spent on eligible A T & T products and services
Earn 3 ThankYou^® Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services
1 ThankYou Point for every dollar spent on other purchases
Additional cards for employees at no additional cost
No annual fee

Intro APR	Intro APR Period	APR	Intro. Annual Fee	Annual Fee	Balance Transfers	Credit Needed	Additional Cards
0% on balance transfers	12 months	9.24% variable	n/a	$0	yes	Excellent	$0

The card designed for business use only and cash back that makes your work even more rewarding
Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals for 12 months, 1% thereafter
Earn 1% cash back on other purchases
No annual fee

Intro APR	Intro APR Period	APR	Intro. Annual Fee	Annual Fee	Balance Transfers	Credit Needed	Additional Cards
0% on purchases	6 months	12.24%	n/a	$0	yes	Excellent	n/a

Designed for business use only, this card is for professionals with business expenses
0% APR for 6 months on purchases only
Online Expense Organizer
Quarterly and annual account summaries

Intro APR	Intro APR Period	APR	Intro. Annual Fee	Annual Fee	Balance Transfers	Credit Needed	Additional Cards
0% on purchases	6 months	9.24% variable	n/a	$0	yes	Excellent	n/a

Intro APR	Intro APR Period	APR	Intro. Annual Fee	Annual Fee	Balance Transfers	Credit Needed	Additional Cards
0%	up to 12 months on purchases	13.99% variable	n/a	$0	yes	Excellent	$0

Earn up to 10,000 Medallion® Qualification Miles after your first purchase.
With Built-in Miles Boost you can earn up to 30,000 Medallion® Qualification Miles and 30,000 bonus miles.
Complimentary Crown Room Club® access for you and two guests.
Free annual domestic coach or first class companion certificate.
Access to Concierge Services, 24 hours a day.
Pay for all or part of any eligible Delta flight with your miles.
Save 5% on Delta flights when you pay with the Card.