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American Express SimplyCash Business Card
  • 0% introductory APR on purchases for up to 12 months
  • Cash back is automatically credited to the statement each month
  • No annual fee with the flexibility to pay in full or carry a balance
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Intro APR Intro APR Period APR Intro. Annual Fee Annual Fee Balance Transfers Credit Needed Additional Cards
0% up to 12 months on purchases as low as 6.99% n/a $0 No Excellent $0
 
Features

The SimplyCash Business Card is the perfect card for the business owner who uses the card for business expenses and wants to get both great savings and enjoy cash back rewards for those expenses – up to 5% cash back!  And the savings don’t stop there:  there’s no annual fee (ever!), a 0% introductory purchase APR and, best of all, there’s no limit on the cash back you can earn with both your primary card and the fee-free cards you request for your employees!

 

There’s no minimum spending requirement to begin earning your rebates so when you receive your SimplyCash Business Card, you can start earning cash back immediately.  You’ll earn 5% cash back on gas, office supplies and wireless services and 1% back on virtually every other purchase you make with the both your card and your employee cards.  Your cash back is automatically credited to your statement each month so you’ll see your savings on your bottom line immediately! 

 

In addition, as a SimplyCash Business Cardholder, you’ll enjoy the many benefits of OPEN® the small business team which provides you with the resources and tools you need to run your business efficiently.  OPEN® brings you a host of online tools including account management, expert business advice, an archive of business articles as well as community resources where you can chat, pose questions and glean insights from other small business owners.  In addition, OPEN® Savings will give you access to day-to-day savings on items you really need such as shipping, printing, flights, hotels, rental cars and more when you shop with OPEN® partners including FedEx, Delta, Hertz, Jet Blue and Courtyard by Marriott.  The savings appear automatically in your account and are combinable with any other discounts your business may already receive from these vendors. 

 

Finally, as a Cardmember, you will enjoy all the benefits you’ve come to expect from American Express:  Express Cash ATM program, travel insurance, rental car insurance, extension of manufacturer’s warranties, purchase protection, online fraud protection, card replacement, check cashing services and the Global Assist Hotline are just a handful of the benefits that will enable you focus on growing your most valuable asset - your business!

 

Reviewed December 2007